Affordable
Worksite Benefits

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 Insurance is Protection Against Financial Loss

Alvin Lynn offers Worksite Benefits

Most Americans can not afford a $400 emergency.
Unfortunately, too many families are one emergency away from financial loss.  

No one insurance plan covers 100% of all costs incurred.  With worksite benefits to cover extra unexpected expenses, you have a better chance of maintaining your standard of living.

At no direct cost to you, as the employer you can make sure your employees stay afloat while recovering – they will thank you for it.

We offer security without stress through Worksite Benefits (also known as Voluntary Benefits or Supplemental Benefits). Alvin Lynn has what you're looking for.

We offer:
 Affordable insurance plans
 Customized solutions for employees and their families
 Professional and courteous customer service

Schedule an appointment with Alvin Lynn to learn more.

 What's in it for businesses and employees?
Adding worksite benefits to your compensation package supports your business in multiple ways. 


Benefits to the business

  • Enrich benefits package without adding to your bottom line
  • Attract and retain top talent
  • Employee paid benefits


Benefits to the employees
 

  • It's Paycheck Protection
  • Benefits paid directly to the employee
  • Benefits available to the employee and family members
  • Coverage at affordable rates
  • Customized benefits options
Workbenefits by Alvin Lynn

Our Services

Alvin Lynn offers:

Alvin Lynn offers Accident Insurance

Accident Insurance


Accident Insurance pays a cash benefit to your employee if they or their family sustains a bodily injury like fractures, burns, dislocations and more.
The money is paid directly to the employee to help pay unexpected costs due to an accident or due to injury all at no direct cost to you, the employer.

Alvin Lynn offers Cancer Insurance

Cancer Insurance

Cancer Insurance pays your employee a lump sum benefit upon diagnosis of cancer to help cover deductibles, co-pays, transportation for the patient and family members, hotel expenses during treatment, normal living expenses and more all at no direct cost to you, the employer. 

Alvin Lynn offers Disability Insurance

 Disability Insurance

Your employees depend on their paycheck to support their families and standard of living. Offer Disability Insurance at no direct cost to you, it replaces some of their lost income so they can  continue to pay their mortgage, childcare, and other expenses if they suffer a disability and cannot work.

 

Alvin Lynn offers Critical Illness Insurance

Critical Illness Insurance

Once considered a "supplemental" insurance product, Critical Illness Insurance has become an essential piece of an owner's benefit offering. At no cost to you, the employer, Critical Illness Insurance can provide a real safety net for you and your employees and their families.

Alvin Lynn offers Flexible Hospital Insurance

Flexible Hospital Insurance

A trip to the hospital for your employees or their families could significantly set back their finances--but you have the ability to lessen that burden. Flexible Hospital Insurance helps to cover out-of-pocket expenses and associated fees for hospital stays at no direct cost to you.

Alvin Lynn offers Disability Insurance

 Group Term Life Insurance


Offer your employees financial protection that will travel with them for life--all in a simple package.  Group Term Life Insurance is flexible protection that's there for your employees and their families when they need it most.

 


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Testimonials

See what people are saying about Alvin Lynn.

Testimonial for Alvin Lynn
 

Katina J.
Alvin takes the time to carefully educate you on everything so you will make the right decision.
​​Thanks Alvin.

 

William B.
I feel really good about my policy with Alvin. I'm glad I had the opportunity to meet Alvin because he cares about his clients.

 

Michelle M.
Alvin helped my husband and I get into a great insurance. We really appreciated his professionalism and concern for our family needs.

Accident Insurance

 

Big and small, accidents happen on and off the job and the costs related to recovery can add up. Your employees might not be prepared for even a small accident.

The average deductible for single coverage for covered workers in plans with a deductible has increased 39% over the past five years, from $1,135 in 2013 to $1,573 in 2018.


Kaiser Family Foundation 2018 Employer Health Benefits Survey.
 

Learn More

Alvin Lynn offers Cancer Insurance

Cancer Insurance

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 Medical treatments have advanced and people are recovering from many different cancer diagnoses but your savings and other assets are at risk.  We will work with you to design a customized plan to protect you and your budget.
 
 

Disability Insurance

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If you can't work, your lifestyle is in trouble. Disability insurance is designed to build a hedge of protection around your finances. 

Alvin Lynn offers Critical Illness Insurance

Critical Illness Insurance


 Once considered a "supplemental" insurance product, Critical Illness Insurance has become an essential piece of an owner's benefit offering. Having Critical Illness Insurance can provide a real safety net for you and your family.   

Flexible Hospital Insurance

A trip to the hospital for you or a family member could significantly set your finances back. Flexible Hospital Insurance will help you cover out-of-pocket expenses and associated fees of hospital stays.  And the benefits start, as soon as you are admitted to the hospital.  

Alvin Lynn offers Group Term Insurance

Group Term Life

 

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  Having the financial protection that will travel with you and your family for life--all in one simple package. Group Term Life Insurance is flexible protection that's there for you and your family when it's needed  most. 

Insurance is Protection Against Financial Loss

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Myths About Worksite Benefits

Myth: People who are young and healthy don’t need worksite benefits.
Fact: Injury and illness can strike at any time. While you may be healthy today, you might find yourself in the middle of a medical emergency tomorrow. With the proper plan you can save money if you are injured or suddenly become ill.

Myth: Worksite benefits are too expensive for employers to provide
Fact: Actually, benefits can be partially-funded or even fully paid for by the employee. That means the company controls how much they spend and what options they choose to add for their employees.

Myth: They don't have enough employees to qualify for worksite benefits.
Fact: It depends on the carrier and product, and many benefits are available to businesses with as little as one employee and some carriers provide for 1099 contractors.

Who We Are

Alvin Lynn has been providing insurance since 2013.

Alvin Lynn image
I founded the Alvin Lynn brand to help ensure people get easy to understand and affordable worksite benefits.  I'm committed to providing insurance solutions that are simple and fit your lifestyle.

We are a veteran owned business.  I am a retired Army 1st Sergeant (1SG).  I have lived my life and believe in "serving".  I served my country and to this day, I continue to serve my community and clients providing the best service and products available.

 

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Call us today to learn more
Frequently Asked Questions
What are Worksite Benefits?
Worksite benefits is also called Voluntary benefits, and are offered through the employer.  Employees can choose to purchase them as part of an employee benefits package.
I'm a 1099 contractor.  Can I purchase worksite benefits?
Yes, you can.  These benefits are available to you as a contractor.  


Why do I need Worksite Benefits?
There is a wide range of worksite benefits on the market. If you suddenly become seriously ill or injured, on or off the job, and cannot work, your finances are at risk. Worksite benefits are designed to protect your finances.
What Does Worksite Benefits Cover?
Worksite benefits offer a variety of options, from accidents, cancer treatments to disability just to name a few. The types of services that are covered will vary depending on the benefits selected. 
Who pays for it?
Depending on which benefits and coverages the employers choose, the employee may pay all or a portion of the premium.
 
How Much Does Worksite Benefits Cost?
The cost of worksite benefits depends on a few factors, including the type of plan(s) you select. We offer a wide range of plans that are suitable for virtually any budget.
Address
25882 Orchard Lake Rd
Suite 110-5

Farmington Hills, MI 48336

 

Email

LynnAlvin256@gmail.com

Phone
(248) 633-5255

 

Hours by Appointment Only
No walkins please
Monday           8:30AM-5PM
Tuesday           8:30AM-5PM
Wednesday     8:30AM-5PM
Thursday         8:30AM-5PM
Friday               8:30AM-5PM
Saturday                    Closed 
Sunday                       Closed