Affordable Critical Illness Insurance
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Insurance is Protection Against Financial Loss
Most Americans can not afford a $400 emergency. Unfortunately, too many families are one emergency away from financial loss.
No one insurance plan covers 100% of all costs incurred. With Supplemental Benefits to cover extra unexpected expenses, you have a better chance of maintaining your standard of living.
At no direct cost to you, as the employer you can make sure your employees stay afloat while recovering - they will thank you for it.
We offer security without stress through Supplemental Benefits (also known as Voluntary Benefits or Worksite Benefits). Alvin Lynn has what you're looking for.
We offer:
✓ Affordable insurance plans
✓ Customized solutions for employees and their families
✓ Professional and courteous customer service
Schedule an appointment with Alvin Lynn to learn more.
Testimonials
See what people are saying about Alvin Lynn.
Katina J.
Alvin takes the time to carefully educate you on everything so you will make the right decision.
Thanks Alvin.
William B.
I feel really good about my policy with Alvin. I'm glad I had the opportunity to meet Alvin because he cares about his clients.
Michelle M.
Alvin helped my husband and I get into a great insurance. We really appreciated his professionalism and concern for our family needs.
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Critical Illness Insurance
Critical illness insurance pays a lump sum benefit when an insured person is diagnosed with a covered illness like cancer, heart attack and stroke. Best of all, the benefit may be used however it is needed for expenses like deductibles and co-payments, child care, mortgage payments, in-home care, or even a vacation to recuperate following the illness.
Benefits for Employers
Major medical insurance alone doesn't cover every expense, and some medications can cost upwards of $10,000 a month with the copays into $1,000s of dollars. Critical illness insurance pays a lump sum cash benefit that can be used to help pay co-pays, living expenses, car payments, unexpected medical expenses and more.
As an additional plus for employers, studies show that Supplemental Benefits are often linked with job satisfaction and loyalty to the company.
Benefits for Employees
Employers are looking for ways to attract and retain quality employees. The cost of health care is increasing annually and no plan covers 100% of all costs incurred. If diagnosed with a dreaded disease like heart attack, stroke or cancer, Critical Illness insurance pays a lump sum payment to help
cover unexpected medical and treatment costs. The payment is paid directly to the policy holder.
Call Us to Get Your Questions Answered
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Myth: Critical Illness insurance covers every type of illness.
Fact: Critical illness policies covers specific illnesses. The illnesses covered are listed in the plan benefits, that's why it's essential to speak with a Benefits Specialist. If you are diagnosed with any of the covered illnesses, then you can make a claim. Otherwise, if you suffer from a disease not covered under the scope of the policy, you'll not be eligible for the claim.
Myth: I have comprehensive health insurance. I don't need critical illness insurance.
Fact: Actually, there's no plan that covers 100% of all costs. Critical illness insurance is designed to cover unexpected costs associated with a dreaded disease.
Myth: Critical illness plans are expensive. I cannot afford the premium.
Fact: In fact, Critical Illness insurance is not expensive. There's several plans with affordable rates. A Specialist can help you find a suitable plan to meet your needs and your budget.
Who We Are
Alvin Lynn has been providing insurance since 2013.
We are a veteran owned business. I am a retired Army 1st Sergeant (1SG). I have lived my life and believe in "serving". I served my country and to this day, I continue to serve my community and clients providing the best service and products available.
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Suite 110-5
Farmington Hills, MI 48336
alvin@holisticic.net
Phone
(248) 633-5255
Appointment Only
No Walkins Please
