Affordable
Disability Insurance

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Insurance is Protection Against Financial Loss

Alvin Lynn offers Disability Insurance

Most American cannot afford a $400 emergency.  Unfortunately, too many families are one emergency away from financial loss.

No one insurance plan covers 100% of all costs incurred.  With worksite benefits to cover extra unexpected expenses, you have a better chance of maintaining your standard of living.

At no direct cost to you, as the employer you can make sure your employees stay afloat while recovering - they will thank you for it.

We offer security without stress through Supplemental Benefits (also known as Voluntary Benefits or Worksite Benefits).  Alvin Lynn has what you're looking for.

We offer:
  Affordable insurance plans
  Customized solutions for employees and their families
  Professional and courteous customer service

Schedule an appointment with Alvin Lynn to learn more.

Book an appointment with us

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Testimonials

See what people are saying about Alvin Lynn.

Testimonial for Alvin Lynn
 

Katina J.
Alvin takes the time to carefully educate you on everything so you will make the right decision.
Thanks Alvin.

 

William B.I feel really good about my policy with Alvin. I'm glad I had the opportunity to meet Alvin because he cares about his clients.

 

Michelle M.
Alvin helped my husband and I get into a great insurance. We really appreciated his professionalism and concern for our family needs.

Disability Insurance

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Your employees depend on their paychecks to support their families and lifestyles -- a sudden disability can derail their ability to earn.  

Benefits for Employers

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Show your support for your employees by offering Disability Insurance.  At no direct cost to you, you can make sure your employees stay afloat while recovering -- they will thank you for it.

Benefits for Employees

How Long Can You Go Without a Paycheck?
Disability Insurance replaces some of your lost income so you can continue to pay your mortgage, utilities, childcare, and other everyday expenses.
Disability Insurance not only protects your income, but your overall financial stability.

Insurance is Protection Against Financial Loss
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Myths About Disability Insurance

Myth: People who are young and healthy don’t need Disability Insurance.
Fact: Injury and illness can strike unexpectedly. While you may be healthy today, you might find yourself in the middle of a medical emergency any time. Disability Insurance can help protect your finances if you are suddenly injured or fall ill.

Myth: I don't need Disability Insurance because my sick leave and vacation time will cover me if I'm ill or injured.
Fact: Actually, studies show most working adults have no savings set aside for emergencies and missing one week of pay will cause a significant setback.  And 3 in 10 people with disabling illnesses or injuries are out of work for 3 months or more and sick leave and vacation time usually run out in a matter of weeks. 

Myth: Worker's Compensation will cover me.  
Fact: Not all employers are required to have Worker's Compensation. And if you are covered, your injury needs to be job related.  Whereas Disability Insurance covers both on-the-job and off-the-job injuries and sickness so you can be covered for a sports related injury during the weekend.
Myths vs Facts About Disability Insurance

Who We Are

Alvin Lynn has been providing insurance since 2013.

Alvin Lynn
I founded the Alvin Lynn brand to help ensure people get easy to understand and affordable Supplemental Benefits. We're committed to providing insurance solutions that are simple and fit your lifestyle.

We are a veteran owned business.  I am a retired Army 1st Sergeant (1SG).  I have lived my life and believe in "serving".  I served my country and to this day, I continue to serve my community and clients providing the best service and products available.

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Frequently Asked Questions
What is Disability Insurance?
Disability Insurance  helps to replace a portion of your income if you become ill or injured, on or off the job, and cannot work. It also pays benefits if you return to work but are unable to make your full, pre-disability income.
Why Do You Need Disability Insurance?
Health care is expensive! If you suddenly become seriously ill or injured, the unexpected expenses involved in treating you could leave you in financial ruin. Having Disability Insurance is an affordable way to ensure if you are sick or injured and unable to work, you have a constant source of income.   
What Does Disability Insurance Cover?
Disability Insurance has a wide array of benefits depending on the plan, like on-the-job and off-the-job sickness benefit, partial recover benefit, mental illness and substance abuse benefit, wellness and preventive care benefit and pregnancy benefit and more.       
Is Disability Insurance Affordable?
Disability Insurance has a large range of benefits at affordable rates.  We offer a wide range of plans that are suitable for every budget.
Address
25882 Orchard Lake Rd
Suite 110-5
Farmington Hills, MI 48336


Email

alvin@holisticic.net

Phone
(248) 633-5255


Hours by
Appointment Only
No Walkins Please
Monday           8:30AM-5PM
Tuesday           8:30AM-5PM
Wednesday     8:30AM-5PM
Thursday         8:30AM-5PM
Friday               8:30AM-5PM
Saturday                    Closed 
Sunday                       Closed