Affordable
Accident Coverage

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Insurance is Protection Against Financial Loss

Families need Accident Insurance


Most Americans can not afford a $400 emergency.
Unfortunately, too many families are one emergency away from financial loss.  

No one insurance plan covers 100% of all costs incurred.  With Supplemental Benefits to cover extra unexpected expenses, you have a better chance of maintaining your standard of living.

At no direct cost to you, as the employer you can make sure your employees stay afloat while recovering – they will thank you for it. 

We offer security without stress through Supplemental Benefits (also known as Voluntary Benefits or Worksite Benefits).  Alvin Lynn has what you're looking for.


We offer:
 Affordable insurance plans
 Customized solutions for employees and their families
 Professional and courteous customer service

Schedule an appointment with Alvin Lynn to learn more.

Testimonials

See what people are saying about Alvin Lynn.

Testimonial for Alvin Lynn
 

Katina J.
Alvin takes the time to carefully educate you on everything so you will make the right decision.
Thanks Alvin.

 

William B.
I feel really good about my policy with Alvin. I'm glad I had the opportunity to meet Alvin because he cares about his clients.

 

Michelle M.
Alvin helped my husband and I get into a great insurance. We really appreciated his professionalism and concern for our family needs.


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Accident Insurance

 

Big and small, accidents happen on and off the job and the costs related to recovery can add up. Your employees might not be prepared for even a small accident. 

The average deductible for single coverage for covered workers in plan with a deductible has increased 39% over the fast five years, from $1,135 in 2013 to $1,573 in 2018. 


Kaiser Family Foundation 2018 Employer Health Benefits Survey

Benefits for Employers

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Help them and their families recover from accidents with a simple and affordable Accident Insurance plan at no direct cost to you.

Benefits for Employees


The plan pays benefits directly to the employee and can be used to supplement other coverages.

Insurance is Protection Against Financial Loss
Schedule a Time to Get Your Questions Answered

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Myths About Accident Insurance

Myth: Chances are low of having an Accident so there is no need for Accident Insurance.   
Fact: Injury and illness can strike at any time. While you may be healthy today, you might find yourself in the middle of a medical emergency any time. Accident Insurance can help cover unexpected expenses due to an accident.

Myth: My medical insurance has me covered.
Fact: Not everything is covered by major medical insurance. 
No insurance plan covers 100% of all costs incurred.  With Accident Insurance to cover extra unexpected expenses, you have a better chance of maintaining your standard of living.


Myth: If I have an accident do I have to see my in-network doctor?
Fact: No networks, you can see any doctor. 

 

Who We Are

Alvin Lynn has been providing insurance since 2013.

Alvin Lynn
I founded the Alvin Lynn brand to help ensure people get easy to understand and affordable Supplemental Benefits.  We’re committed to providing insurance solutions that are simple and fit your lifestyle.
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We are a veteran owned business.  I am a retired Army 1st Sergeant (1SG).  I have lived my life and believe in "serving".  I served my country and to this day, I continue to serve my community and clients providing the best service and products available. 

BOOK AN APPOINTMENT

Book an appointment to get your questions answered.
Frequently Asked Questions
What is Accident Insurance?
Accident Insurance is different from health and disability insurance because it helps protect you from the unexpected costs those types don’t cover. Accident Insurance is complementary to, not a replacement for, health insurance.

Accident Insurance is a type of insurance where the policy holder is paid directly in the event of an accident resulting in injury of the insured. The insured can spend the benefit payment however they choose.
Why Do You Need Accident Insurance?
Medical care is expensive. If you suddenly become injured, the expenses involved in treating you could leave you in financial ruin. Having Accident Insurance means it will be much easier to pay your medical bills should you find yourself in an emergency situation.
What Does Accident Insurance Cover?
Accident Insurance is intended to supplement coverage because no health insurance plan covers 100% of costs.  The types of services that are covered will vary depending on your coverage.   
How Do I Know What I Need for Coverage?
As a certified Consultant we can help you determine which plan is the best suited for your needs and budget.   
How Much Does Accident Insurance Cost?
Accident Insurance is a relatively cheap insurance policy. To figure out how much Accident Insurance is right for your family, consider how much they would need if you were slapped with a large medical bill as a result of an accident. If you’re like most Americans, your monthly budget probably doesn’t leave much room for the unforeseen.
Address
25882 Orchard Lake Rd
Suite 110-5
Farmington Hills, MI  48336

 

Email

alvin@holisticic.net


Phone
(248) 633-5255

Hours by
Appointment Only
No Walkins Please
Monday           8:30AM-5PM
Tuesday           8:30AM-5PM
Wednesday     8:30AM-5PM
Thursday         8:30AM-5PM
Friday               8:30AM-5PM
Saturday                    Closed 
Sunday                       Closed