Retirement Solutions Planning

We depend on insurance to cover our financial losses on covered items and property. Simply put, we pay a premium for the coverage.

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Insurance is Protection Against Financial Loss

Insurance is protection against financial loss. We depend on Insurance to cover our homes, autos, business and our health. So we are willing to pay an insurance premium to get these protections.

Anyone that has suffered a loss and had a properly structured insurance policy, they will agree that "insurance is protection against financial loss".

Properly designed Life Insurance and Annuity products can protect your hard-earned money (income) in the Accumulation phase of retirement (when you're saving for retirement) and the Distribution phase of retirement (income you're receiving in retirement).

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Our Solutions

Alvin Lynn Brand offers Insurance and Financial Services:

Alvin Lynn offers Indexed Universal Life Insurance

Index Universal Life (IUL)

IUL Insurance provides lifelong coverage and has cash value accumulation that is linked to the performance of a specific economic index.
Many people invest in IULs because of their safe tax-deferred cash value, favorable loan features, and as a hedge against inflation. Additionally, the remaining death benefit will be passed on to your children as a inheritance, according to Forbes.

Whole Life (WL)

Whole life Insurance covers you for your entire life, and part of your premiums contribute to the cash value -- a tax-efficient financial asset that is guaranteed to grow. Whole Life premiums are fixed for life -- they never go up or down. It can provide financial stability that other products may not because cash value growth is guaranteed and is insulated from financial market performance.

Single Premium Life (SPL)

SPL Insurance is a type of permanent life insurance in which you're charged a single. upfront payment for guaranteed lifetime protection. A portion of the premium automatically goes toward the cash value of your policy.
SPL Insurance policies provide advantages during an insured's lifetime. The more you initially invest, the higher the death benefit you'll qualify for. Setting up a trust with a SPL policy means that, because the premiums are paid in advance, the death benefit is guaranteed -- no additional premiums will be required.

Annuities

Annuities are mainly used for retirement and help individuals remove the risk fo outliving their savings.
An annuity is an insurance contract between the investor and the insurance company with the intention of paying out funds in a fixed income stream in the future. Investors invest in or purchase annuities with monthly premiums or lump-sum payments. Our team specializes in Fixed annuities, Immediate Income annuities and Deferred annuities.

Are You 100% Sure You'll Have Enough to Retire? Use Our Calculator

Are You 100% Sure You're Going to Have a Great Retirement or Do You Have Some Doubt?

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Many folks looking to retire think they have enough money to see them through their upcoming retirement. The sad fact is, the time most people know how much they actually have to spend in retirement is when they are actually retired. And they are sadly disappointed.

Be proactive and fully prepared, while you have time to make some crucial adjustments.
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A Complete Retirement Plan

If your plan is to stay retired and not have to return to work because of a lack money and you desire to maintain your lifestyle in retirement, a complete Retirement Plan will offer you:

Tax-Free income
Protection against market loss
Income that you cannot outlive
Financial protection if you become critically or chronically ill
Predictable income in retirement
and more

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Who We Are

Alvin Lynn has been providing insurance since 2013.

The Alvin Lynn brand is a a veteran owned and operated independent Life and Health Insurance Agency.

The Alvin Lynn Team are insurance professionals. We specialize in Medicare Planning, Medicaid Planning, Long Term Care Planning, and Retirement Solutions Planning. It is our pleasure to collaborate with other trusted advisors outside of our field of expertise to customize a realistic and attainable plan for you. If your goal is to stay retired and not have to return to work because of a lack of money, then understanding and implementing a Holistic Retirement Plan is essential to your overall retirement strategy.

You have a choice to enjoy financial security regardless of market volatility. Our mission is to guide you to financial wellness, by helping you experience freedom from debt, a lower tax burden, and a safe and predictable income now and in retirement.